Buyer Prequalification
The first and most important step in the home buying process is to become pre qualified for a mortgage. It is so critical that we REQUIRE that you complete this process BEFORE engaging us as your Buyer’s Broker. Not only does it provide you the comfort of knowing how much house you can afford, it is an essential part of any offer you will make to a seller on their house. As well, it informs you of any potential problems that you might not know about with your credit scores and history allowing you an opportunity to rectify those problems before you need to apply for a loan. The link below will take you to one of our partner’s sites, White Star Mortgage, who has agreed to handle this part of the process for all of our buyers. Please scroll down to Item #6 which is specific for Flat Fee Realty customers and click “Complete This Form”. In so doing, you will not only become pre-qualified, you will be eligible for discounted loan fees as a Flat Fee Realty client. When you are asked the question, “Which Loan Officer are you working with?” answer Flat Fee Realty. It is just that simple!!